Life Insurance

One of the simplest and most important ways to protect the financial stability of your family is to have a life insurance policy. In the case of your death, life insurance provides your beneficiaries with a tax free benefit which can be used to cover funeral costs, cover debts and loans, maintain your families existing lifestyle, or pay for college or university.
Miltowne Insurance can create a plan that specifically suits your budget, your lifestyle and all of your personal needs at every stage of your life.

Permanent Life Insurance

Permanent life insurance provides insurance coverages for your entire lifetime.  Your premiums never change, and in the event of your death, your beneficiaries are provided with the tax free benefit that you have provided for them.
Should you pass away, any immediate family members will have full access to the funds to maintain their current quality of life. Also, your beneficiaries can use the funds to pay off any of the capital gains taxes that occur on your assets, like your home or cottage.

Term Life Insurance
Term Life Insurance is the simplest and affordable  method of life insurance making it the most ideal solution to any young families looking for financial security. Miltowne Insurance offers 5, 10, and 20 year term periods.  Once the term expires, you have the option to renew for the same length of time, or you may choose a longer or shorter term period, up until you are 80 years old.  In the event of your death, your beneficiaries are awarded the amount of the policy, tax free.

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